This funeral plan is targeted towards welfare associations, union groups, social groups, churches, and the informal sector at large. The policy provides a more comprehensive coverage extending to cover parents and Parents-in-law at an affordable premium. 

Policy features

• Age limit for main life is 59 years. 
• Age limit for Spouse, Parents, and Parents-in-law is 85 years. 
• The maximum entry age for children is 21 however cover ceases at age 24.    
• No prior medical examination and/or underwriting. 
• No waiting period for nuclear family. 
• A six months waiting period is applicable for parents, in-laws and all lives added after inception of the policy. 
• Available benefits range from Ghc5,000.00 to Ghc20,000.00. 
• Same benefit amount is payable for all covered lives except children who get 50% of the benefit. 
• Members in a group may choose their preferred level of benefit.